Pre-approved
Interest Free
payment plans
Complete the application form to find out if you are eligible for a payment plan for your dental treatment.
How our Interest Free payment plans work
Apply
Online
It only takes 5 minutes
to complete online
Get
Approved
We aim to approve all
applications within 24 hours
Have
Treatment
Book an appointment at your local Dental Clinic
Make
Payments
Make your 0% payments over, 3, 6, 9 or 12 months via Direct Debit
For Dentists
Fast, reliable, hassle free patient
financing solutions for your practice
Medicred offers a convenient and affordable way for your patients to pay for dental procedures, allowing you to win more business and close more high-value treatment plans.
When it comes to dental financing, choosing a finance provider you can trust is essential. Medicred is a leading provider of financing solutions, offering a range of affordable and flexible financing options to meet patient’s needs.
Maximise opportunity and enjoy the streamlined benefits of working with us. We offer you peace of mind that your dental practice is supported by a partner who understands the sector and has the flexibility to assist your patients in securing fast treatment funding.
For Patients
Save time, save money and
spread the cost with a payment plan
Are you tired of having to put off necessary dental procedures due to cost? With dental financing you can finally get the smile that you deserve.
Dental financing offers a convenient and affordable way to pay for dental procedures, allowing you to receive the dental care you need without having to break the bank.
When it comes to dental financing, it’s important to choose a provider that you can trust, we are a leading provider of dental financing, offering a range of affordable and flexible financing options to meet the needs of dental patients. You can enjoy the benefits of financing your dental treatments with the peace of mind that you’re in the best hands.
"We have been working with Medicred since inception and found them to be a reliable and trusted financing partner to our valued patients."
Dr George Cheetham
Dentist & Owner
All About Medicred
Medicred is a healthcare financing company helping patients to spread the cost of dental treatments by providing dental loans with dental payment plans. Medicred offer flexible payment options and finance plans to make dental care more affordable. Whether you’re having major work such as dental implants or a more simple dental procedure, Medicred are here to assist and won’t let financial constraints stand in the way of comprehensive dental care.
We offer patients the financial support and peace of mind top achieve good oral health and a beautiful smile.
Applying for dental finance is easy with Medicred. We have an online credit application process that is simple and takes just a few minutes to complete in the comfort of your own home.
The application process for dental finance requires basic information top process your application. We are partnered with Experian and our dental loan success rates are extremely high meaning that you are likely to have your dental finance approved, quickly and efficiently, allowing you to book a dental appointment within no time.
Trust is key when choosing a dental finance provider. Medicred is an innovative dental financing brand, offering affordable and flexible patient options to individuals needing dental care within the UK.
Medicred is a credit provider, we arrange finance through our commercial relationships with expert financial institutions. Securing a dental treatment loan through Medicred allows you to relax in the knowledge that you are in good hands and you will get a dental loan that suits your needs and monthly affordability.
Start your application now and see how easy it is to manage your dental treatment costs with a 0% interest dental loan.
A representative example: An interest-free loan of £650 over 9 months would cost you £72.22 per month at a representative 0% APR.
The total amount of credit would be £650, to which we would add £0.00 (0% p.a.). This means the total cost of your treatment after 9 months would be £650.
If you were to take out the loan today, you’d pay the first £72.24 upfront and then 8 payments of £72.22 each month, starting one month thereafter – all by direct debit mandate.
Dental Finance FAQ's
Understanding the potential for hidden costs is essential when considering finance. We strive to ensure transparency in all our payment plans so you are fully aware of the total interest payable and any other fees associated with your treatment plan.
NHS dentists in the UK do not offer payment plans for treatments covered under the NHS pricing structure.
However, some dental practices that offer both NHS and private treatments may offer payment programs for their private treatments. If you need a more expensive treatment not covered by the NHS you should contact the dental practice about finance options or apply for a dental loan through Medicred.
People in the UK pay for private dental care in various ways, including dental insurance plans that cover part of the cost and payment plans that spread the cost over time. Some use health cash plans to claim back expenses or save for dental treatments.
Credit options like personal loans or credit cards are common but often come with substantial interest charges, unlike a dental loan from Medicred. Some employers offer dental benefits, and some dental practices offer membership plans and service discounts.
One of the biggest benefits of dental finance is being able to afford treatments with an ongoing low-cost monthly payment plan. This option allows you to break down the cost of treatments into monthly repayments, ease the financial burden and make it easier to budget for your oral health care.
Interest-free loans are available so that you can spread the cost of your treatment without any additional charges. These loans make necessary and cosmetic dental treatments more accessible and affordable.
Private dental care typically means that you will receive a more personal, individualised and extensive dental care plan. Private dental care in the UK has significantly shorter waiting times for appointments and the clinics are often fitted with the latest technology. The general dental care experience is perceived to be better and dental treatments are offered in a more comfortable and less busy environment. Private dentists often spend more time with each patient, making thorough examinations and tailored treatment plans possible. You also have more choice of dentist locations so can choose a dental practice that perfectly suits you and your requirements, and choosing a dental financing company can help bridge the gap.
- Patients applying for payment plans must meet the following criteria: be 18 or over, be a UK resident, have a UK bank account and be in permanent employment.
- Medicred Ltd. will be the lender of record. It will conduct the credit checks and manage the loan repayments via direct debit.
- Medicred Ltd is incorporated in England & Wales with its registered office at Head Office, 725 Fulham Road, Fulham, London SW6 5UL
- Payments are taken monthly via direct debit with no hidden fees.
- There are no charges for early repayment or missed payments.
