Maintaining good dental care is essential for a healthy smile, but the cost of dental treatment can often be a barrier for many dental patients. The price of dental procedures, whether routine check-ups or more complex treatments, can add up quickly.
Fortunately, dental treatment finance offers a practical solution, allowing you to spread the cost of your treatment over a longer period, making it affordable and manageable.
Let’s see how dental financing works and learn how you can benefit from flexible payment plans to keep your smile bright without the stress of large upfront costs.
Why dental care can be expensive
The cost of dental care can vary significantly depending on the type of treatment you need.
Routine check-ups and cleanings are typically more affordable, but other dental procedures, such as fillings, crowns, or root canals, can quickly add up.
More complex treatments like dentures, implants, orthodontics, or cosmetic dentistry are often associated with higher treatment costs.
What is dental treatment finance?
Dental treatment finance is a practical way for patients to spread the cost of their treatment over time, making dental care more accessible.
Whether you need a routine procedure or something more extensive, finance options allow you to pay in manageable monthly instalments.
In-house payment plans
Many dental practices offer their own in-house payment plans, designed to help patients pay for treatments directly through the practice. These plans may include direct debit options or interest-free arrangements, depending on the practice’s policies.
Bank loans for dental treatment
For those who prefer to manage their financing independently, applying for a personal bank loan is another option. This approach allows you to cover the treatment costs upfront and repay the bank in instalments over an agreed term.
Interest-free finance plans
One of the most popular finance options is an interest-free plan, which allows you to repay the cost of your treatment over a set period without incurring additional charges. These plans are typically available for shorter repayment terms, such as 6 or 12 months, and help patients avoid paying extra on top of the treatment costs.
Medicred
Speaking of interest-free plans, we offer 0% finance options at Medicred. Patients can repay over 3 to 12 months and, unlike others, there are no hidden fees and we don’t charge for repaying early or missing a payment. Getting finance with us is easy, simply:
Choose your treatment
Consult your dentist to finalise your treatment plan and total costs.
Apply online
Visit the Medicred website and complete the quick online application process.
Get approved
Receive a decision in just a few minutes, subject to status.
Start your treatment
Begin your dental care with manageable monthly payments.
Questions to ask your dentist or finance provider
Before committing to any dental finance plan, make sure you understand the full scope of the agreement. Ask about the application process, the monthly payment amounts, the total cost, and any potential hidden fees.
Ensure you know the terms of the credit agreement, including how long the repayment period will last and whether there are penalties for repaying early.
Being informed upfront helps avoid any surprises later.
Making the most of your dental finance plan
One of the most important aspects of dental treatment finance is ensuring that you can comfortably manage your payments.
Start by creating a budget that factors in your monthly payments, and stick to it. Setting aside a small amount each month for your dental financing can help you stay on track and avoid financial stress.
With just a few minutes of planning, you can make your monthly payments manageable.
Ensuring you get value for money
When considering dental finance, always assess the value of the treatment you’re receiving. Choose a reputable lender regulated by the Financial Conduct Authority. This ensures that the terms of your credit agreement are fair and transparent.
Look for a plan that doesn’t come with hidden fees or unexpected charges, and make sure you’re getting the best deal for the cost of your treatment.
Take charge of your oral health today!
Don’t let the cost of dental treatment prevent you from achieving a healthy smile. Dental treatment finance offers flexible solutions to help you manage treatment plan costs and access the care you need.
With the right payment plan from us at Medicred, you can enjoy affordable monthly payments and even take advantage of interest-free options to keep costs low.
