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Dental Loans

Apply for a 0% dental loan now

What you need to know about dental loans & dental payments

Are you worried about the costs of dental treatment? Dental loans can help you spread the treatment costs of essential dental care, from routine check-ups to more extensive treatments like orthodontics or dental implant work. Various payment options are available, including interest-free repayment plans and longer-term, interest-bearing loans.

Whether it’s a cosmetic procedure or an urgent dental fix, completing an online credit application can make these treatments accessible without breaking the bank.

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How your 0% loan works

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It only takes a few minutes to apply online

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We aim to approve all applications within 24 hours

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HaveTreatment

Book your healthcare appointments

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Make your 0% payments over, 3, 6, 9 or 12 months

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Please complete the form and submit your details for credit approval. Medicred are partnered with Creditsafe.

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0% loan example

A loan of £1,000.00 over 12 months would cost you £83.33 per month at a representative 0% APR.

The total amount of credit would be £1,000.00, to which we would add £0.00 (0% p.a.). This means the total cost of your treatment after 12 months would be £1,000.00.

If you were to take out the loan today, you would pay the first £83.33 at the time of your first treatment appointment, and then 11 payments of £83.33 each month.

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Dental Loan FAQs

A dental loan is a personal loan specifically designed to cover the cost of dental treatments. You can borrow money to pay the cost of your treatment upfront, and then repay the loan in manageable monthly instalments with a variety of payment options to suit you.

With flexible repayment terms, dental payment plans can be used for a variety of treatments including braces, teeth whitening, crowns, or even emergency procedures.

They can also be an alternative to using credit cards, providing lower interest rates and structured monthly payments.

Getting a dental loan isn’t as difficult as you might think. Most lenders offer competitive interest rates, and if you have a fair credit score, you’ll likely qualify for a loan that meets your needs.

That said, your eligibility for a loan will depend on factors like your credit history, income, and current financial situation.

Lenders will perform a credit check as part of the application process and the better your credit score, the more favourable the loan terms will be. Even if your credit score isn’t perfect, many lenders still offer flexible finance plans.

MediCred offers flexible and affordable dental finance options, making it easier to access the dental care you need without the worry of upfront payments. Whether you need essential treatments or cosmetic smile enhancements, MediCred can help.

Here’s how a dental loan from MediCred can benefit you:

  • Spread the cost

    MediCred allows you to break down the cost of your dentist treatment into monthly payments, meaning you pay the total cost over a longer period.

  • Access to a wide range of treatments

    Finance anything from routine check-ups and fillings to more advanced treatments like dental implants, veneers, or orthodontics.

  • Low-interest or interest-free options

    Depending on the plan and repayment terms you choose, MediCred offers interest-free or low-interest dental loans, making your treatment more affordable.

  • Flexible repayment terms

    Choose from a variety of monthly repayments that suit your financial situation, with terms ranging from 6 to 60 months.

  • Simple application

    With MediCred, applying for dental finance is quick, easy, and hassle-free, allowing you peace of mind.

Getting a dental loan isn’t as difficult as you might think. Most lenders offer competitive interest rates and, if you have a fair credit score, you’ll likely qualify for a loan that meets your needs.

Whether you go to a generic credit provider or specialist dental loan company, lenders will perform a credit check as part of the application process. A good credit score translates to favourable loan terms.

Many lenders will still offer flexible finance plans even if your credit score isn’t ideal. As long as they have the usual guarantee means in place, you should be able to get a loan.

Just make sure you choose a loan company authorised and regulated by the financial conduct authority.

Visit the MediCred website: Head to MediCred’s application page to begin the process.

  1. Complete the online application:

    Fill in your details, including the amount you’d like to borrow and your preferred repayment period. MediCred offers flexible finance options to suit your needs.

  2. Quick credit check:

    MediCred will carry out a credit check to assess your eligibility. The application is typically approved within minutes.

  3. Receive your decision:

    If approved, you’ll receive an offer with clear terms, allowing you to choose a monthly payment plan that works for you.

  4. Access funds for treatment:

    Once your loan is approved, the funds will be available, letting you proceed with your dental treatment right away.

  5. Payment:

    Your monthly payments will be made via direct debit.

Dental loans provide a practical and affordable way to manage your dental care, allowing you to spread the cost of your treatment plan. No matter what you’re looking for, a dental loan could be the solution you’ve been searching for.

With MediCred, all fees and total interest payable are clearly outlined upfront, with no hidden fees. Take the next step today and explore our site for further information about our dental loan options – your perfect smile is just a loan away.

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