When it comes to dentistry, most patients worry about the cost of treatment. Managing the price can be challenging, whether it’s a routine checkup or more complex procedures like dental implants. But with a dental finance calculator, you can plan how to pay for your treatment in easy monthly payments. Here are the benefits of finance, how to use a calculator and why you can get the care you need now.
Understanding Dental Finance
Dental finance is a convenient and affordable way to pay for dental treatment. Instead of paying the total upfront, patients can spread their treatment’s cost over time, making it more manageable and budget-friendly.
This means you can receive the dental care you need without the financial stress. Whether it’s a routine check-up or a more complex procedure, finance helps you spread the cost, ensuring that your dental health is never compromised due to financial constraints.
What are the Benefits of Dental Finance?
There are several benefits to using dental finance. Firstly, it allows patients to receive the treatment they need without delay due to financial constraints. This means you can address dental issues promptly, avoiding potential complications. Secondly, finance provides a flexible payment plan with a clear monthly payment date that can be tailored to suit individual budgets and needs.
You can choose a plan that fits your financial situation, making it easier to manage your monthly payments. Finally, finance can help patients avoid the high interest rates associated with credit cards and bank loans. With many practices offering interest-free options, you can finance your procedure without worrying about total interest payable, making it a cost-effective solution.
How does a Dental Finance Calculator work?
The finance calculator is a quick and easy-to-use tool that takes only a few minutes to use and will give you an estimate of your monthly payment for any procedure. To use the finance calculator, enter the procedure cost and how long you want to repay the loan. This will give you a breakdown of the total cost, the monthly payment and any interest (if they charge it – at Medicred we don’t). This tool allows you to make informed decisions on how to spread the price and plan your finances.
Payment Plans and Credit Checks
Dental finance providers offer a range of payment plans to suit different budgets. If your initial application is unsuccessful, you can refer it to a family member or spouse to apply on your behalf. Depending on the provider, the credit application process may vary, but most credit decisions are made quickly, so you can get approval in minutes. Remember, all finance is subject to status, so your circumstances will affect the decision.
At Medicred, we perform soft credit checks to give you an estimate without affecting your credit score, while others may require a full credit check before final approval.
What are the benefits of Dental Financing?
Dental Financing: Transparency and Flexibility
One of the biggest worries people have when considering finance is whether there are any hidden costs. Finance applications are designed to be straightforward, ensuring you can access the dental care you need without unnecessary delays.
You’ll know exactly what your total fee will be with no surprises. Payment terms are clear, and the first payment is usually due on the treatment start date.
Paying Early: What you need to know
Many finance plans allow you to pay early with no extra fee. If you decide to pay off the balance early, you can do so without any extra charge. This flexibility allows you to pay off your debt faster and complete your payment plan sooner.
Managing your payments
With flexible finance, you can choose the payment date that suits you best, whether it’s immediately after treatment or a few weeks later. The first payment is usually due after treatment starts, and the last payment is due at the end of the finance term. Setting up a direct debit or managing your payment date online makes it even easier.
Achieve Your Dream Smile with Medicred
Medicred dental finance makes getting the smile you’ve always wanted affordable and stress-free. Whether you’re a regular patient or visiting for the first time, Medicred’s finance calculator helps you explore flexible payment options that suit your budget. With Medicred, you can enjoy clear terms, interest-free plans, and manageable monthly costs, allowing you to focus on dental care without worrying about the cost. Trust the friendly team at your practice and Medicred to guide you through every step of the process.
Our Application Process is quick and easy.
Our dental loan application process for finance is quick and easy. The application typically takes a few minutes and requires basic personal and financial information. Once the application is submitted, a decision is usually made within a few minutes, allowing you to begin your procedure shortly after. This streamlined process ensures you can access dental maintenance without unnecessary delays. Whether you’re applying for an interest-free loan or another type of dental financing, the process is designed to be as hassle-free as possible.
