Everyone dreams of having a perfect smile, but the cost of dental treatments like teeth whitening can feel overwhelming for many. Fortunately, financing options help achieve that reality. Teeth whitening is one of the most popular cosmetic dental treatments, but the cost can vary depending on the method and your specific treatment plan.
This blog will explore how you can finance teeth whitening, making it accessible without worrying about a large initial financial outlay. With dental finance options, you can spread the cost of your treatment through manageable monthly payments, making dental treatment accessible and bringing your dream smile within reach.
Understanding Dental Treatment Finance
Dental procedure financing is a tailored payment plan designed to help patients manage the cost of their dental procedures over time. Instead of paying a large sum upfront, patients can pay through manageable monthly instalments.
This approach makes dental procedures more accessible and affordable, allowing you to choose from various financing, including zero-interest loans. By opting for a payment plan, you can receive dental care without the stress of a significant initial financial outlay. Whether it’s teeth whitening, braces, or other dental procedures, these financing options ensure you can achieve your perfect smile without breaking the bank.
Why is Teeth Whitening Worth It?
Teeth whitening is an excellent way to enhance your smile and confidence. Dental practices are committed to making dental procedures accessible and affordable for everyone. This procedure can make a significant difference, whether for a special occasion or to freshen up your appearance. However, the cost of teeth whitening and other dental procedures can sometimes deter patients from proceeding.
This is where dental loans come in. By offering zero-interest options, dental practices can make teeth whitening and other treatments accessible to more people. With flexible payment options like a finance plan, you can avoid paying a lump sum upfront, making the entire process more affordable and stress-free.
Breaking Down the Cost of Your Treatment
When considering teeth whitening, it’s essential to understand the cost of your treatment. This can include the dentist’s fees, the whitening procedure, and any follow-up appointments. On average, according to Fulham Road Dental:
| Treatment | Price | Description |
|---|---|---|
| Home Whitening | £395 | This package includes a digital scan to create custom trays and whitening gel to use at home, day or night, for a brighter smile. |
| Whitening Hygiene Treatment (60 mins) | £180 | Enhanced hygiene with a 15-minute BlancOneClick power whitening session for smile maintenance. |
| In-Surgery Power Whitening | £315 | A 60-minute BlancOne whitening procedure for faster results, ideal when combined with Home Whitening. |
With transparent payment terms, there are no hidden costs; you’ll always know what you’re paying upfront. Those opting for an interest-free loan will pay no total interest, ensuring the cost remains as low as possible.
How Does Finance for Dental Work?
Dental loans provide patients with the funds needed to cover their dental procedure costs, which are then repaid through monthly expenses. These payments are typically made via direct debit, ensuring a hassle-free and automated process. The beauty of financing lies in its flexibility; you can choose a payment plan that aligns with your financial situation, whether short-term or long-term.
Exploring Finance for Teeth Whitening
Financing for teeth whitening comes in various forms to suit different financial needs. One of the most attractive options is zero-interest finance, where you can pay off your treatment without paying extra interest. This makes the treatment more affordable, as you won’t have to worry about additional interest charges. Another option is spreading the cost through repayments.
Many dental practices offer flexible payment plans that allow you to spread the expenditure over 6 to 12 months, depending on the total price of your treatment. Choosing a suitable payment plan ensures you can manage your finances while receiving top-notch dental care. These options make dental procedures accessible to a wider range of patients.
Specialised Dental Finance Options
There are several specialised finance options available to cater to different treatment needs:
- Invisalign Finance: Specifically designed for patients undergoing Invisalign treatment, This allows you to achieve a straighter smile without the financial strain.
- Dental Implant Finance: Tailored for those receiving dental implant surgery, making it easier to manage the cost of this significant dental procedure through monthly charges.
- Cosmetic Dentistry Finance: For treatments like veneers or crowns, cosmetic dentistry finance options are available. These options ensure that you can enhance your smile without worrying about immediate costs.
These specialised finance opportunities ensure that no matter what dental procedure you need, there’s a suitable plan to help you manage the expenses effectively.
Credit Score and Dental Finance – Does it affect it?
One common concern about applying for dental finance is its impact on your credit score. Fortunately, the application process for finance is designed to be as non-intrusive as possible. Lenders typically perform soft credit checks, which do not affect your credit score. This means you can apply for finance without worrying about a negative impact if your application is unsuccessful.
Moreover, regular payments on your finance plan can positively influence your credit score. By demonstrating consistent, on-time payments, you can improve your credit rating while also taking care of your dental health.
How to Apply for Dental Finance?
Applying for finance is usually a simple process. Many practices offer an online credit application, where patients can easily submit their details and receive an answer immediately. Credit decisions are typically quick, with many patients getting approval within minutes. Or you can apply online directly through us:
Why Choose Medicred for your whitening financial needs?
Medicred is an excellent provider of 0% dental financing. We offer flexible, interest-free finance designed for dental procedures like teeth whitening. With MediCred, patients can spread the price of their teeth whitening procedure over several months, with no total interest payable. This allows you to undergo the treatment without a large initial financial cost, making it a convenient option for those who want to enhance their smile affordably.
Remember that all finance plans are subject to status, meaning a credit provider (with us, Experian) will assess your eligibility. The application process is hassle-free; our team will guide you. If you’re unsure, the practice team is always available to provide further information and answer any relevant questions about payment possibilities.
